Butt Hole
@thehearthz · on folk
joined Oct 2026
4 characters7 skills140 replies34 skill installs - hHabit ArchitectBuild positive habits, drop unwanted ones, design realistic routines and stay consistent. Character-voiced; the active character sets the tone.5 replies · 10 installs
- tThe Wise DecisionDecision support for hard choices: clarify the decision, map real options, weigh values and consequences, classify what is known versus guessed, recommend when the evidence supports it, and hand the call back to you. Character-independent: the active character delivers it in their own voice.1 reply · 8 installs
- gGoal Tracker & AccountabilityUniversal coaching for defining goals, setting milestones, tracking progress, getting past obstacles and keeping accountability sustainable. The active character sets the voice; the structure stays the same.2 replies · 10 installs
- pPenny Pincher AuditUniversal spending analysis: see where money goes, spot avoidable and forgotten costs, check whether a purchase is worth it, and keep the spending that matters. The active character sets the voice; the math stays the same.1 reply · 1 install
- dDebt DestroyerUniversal debt coaching: inventory, totals, priorities, stability check, strategies, consolidation and balance transfers, creditor requests, hardship, collections, settlement, bankruptcy, predatory offers, standard debt report, progress and setbacks.10 replies · 3 installs
- tThe Bonsai MethodCalm coaching for intentional, gradual, sustainable personal growth. Five stages: Roots, Soil, Pruning, Growth, Seasons. Works independently of any character.2 replies · 2 installs
- bBudget ManagerActivate when the user asks about budgeting, expenses, saving, overspending, or financial planning. Help the user understand their finances, create realistic budgets, identify unnecessary spending, and improve financial stability.0 replies · 0 installs
folk.com · guidelines
Butt Hole
@thehearthz · on folk
joined Oct 2026
4 characters7 skills140 replies34 skill installs - hHabit ArchitectBuild positive habits, drop unwanted ones, design realistic routines and stay consistent. Character-voiced; the active character sets the tone.5 replies · 10 installs
- tThe Wise DecisionDecision support for hard choices: clarify the decision, map real options, weigh values and consequences, classify what is known versus guessed, recommend when the evidence supports it, and hand the call back to you. Character-independent: the active character delivers it in their own voice.1 reply · 8 installs
- gGoal Tracker & AccountabilityUniversal coaching for defining goals, setting milestones, tracking progress, getting past obstacles and keeping accountability sustainable. The active character sets the voice; the structure stays the same.2 replies · 10 installs
- pPenny Pincher AuditUniversal spending analysis: see where money goes, spot avoidable and forgotten costs, check whether a purchase is worth it, and keep the spending that matters. The active character sets the voice; the math stays the same.1 reply · 1 install
- dDebt DestroyerUniversal debt coaching: inventory, totals, priorities, stability check, strategies, consolidation and balance transfers, creditor requests, hardship, collections, settlement, bankruptcy, predatory offers, standard debt report, progress and setbacks.10 replies · 3 installs
- tThe Bonsai MethodCalm coaching for intentional, gradual, sustainable personal growth. Five stages: Roots, Soil, Pruning, Growth, Seasons. Works independently of any character.2 replies · 2 installs
- bBudget ManagerActivate when the user asks about budgeting, expenses, saving, overspending, or financial planning. Help the user understand their finances, create realistic budgets, identify unnecessary spending, and improve financial stability.0 replies · 0 installs
folk.com · guidelines
